Posts Tagged ‘title insurance’

How Can I Get Title Insurance in Baltimore County?

Thursday, January 9th, 2014

Title insurance may be one of the most single important purchases you can make when it comes to protecting your house in Baltimore County. Home titles protect you from claims that may arise from conflicting wills, missing, heirs or even fraud. In short, a home title is the claim to ownership of the land on which your home sits. While your name may be on it, others may claim it as theirs and in some cases have a legal justification for their claim. Title insurance protects you from these claims because the title insurance company settles them for you. This saves you time and innumerable court costs and legal fees that would add up should you take on one of these claims on your own.

If you’re looking for title insurance in Baltimore County, American Home Title Group can help. We can protect your Baltimore county home from title claims both legitimate and fraudulent, to ensure that your home and your property stay in your hands. Contact us today for more information.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Baltimore County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Tags: Baltimore County Title Company, title claim, title insurance
Posted in Home Titles | Comments Off

Do I Need Title Insurance When I Refinance?

Friday, November 29th, 2013

When you refinance, you’re obtaining a new loan, but it’s for the same property, so many people think that title insurance doesn’t come into play here. Actually, it’s very likely that you will need title insurance when you refinance. Most lenders require a new title search to be executed and a new Loan Policy in order to protect their investment in the property which is being refinanced. There are issues that can come up with the title, such as a judgment placed on the property due to unpaid taxes or homeowner dues, which is why the lender will execute a new title search in order to keep abreast of any issues. However, you won’t need a new Owner’s Policy because this is good as long as you or any heirs have an interest in the property. Overall, the takeaway here is that yes, you do need title insurance when you refinance.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore title company ready to provide you with the best experience possible in every capacity.

As your Baltimore title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Source

http://www.homeclosing101.org/whyneed.cfm

Tags: refinance, title insurance
Posted in Refinancing | Comments Off

How Title Insurance Protects You From Conflicting Wills

Thursday, November 14th, 2013

Last week we talked about how title insurance can protect you from real estate fraud. This week, we’ll discuss how home title insurance can protect you from conflicting wills.

When a property owner passes away, their will dictates who will receive the deed to the property. However, things can get misplaced or lost in the shuffle, and sometimes the title deed is unable to be found. In this example from Home Closing 101, a probate court gives the property from a late mother’s estate to one of her sons, who sells it. Later, the other son finds the deed in a drawer and files a claim on the property. Depending on how the court rules, the new owner of the house could be looking at serious financial damages. However, if the owners have title insurance, the insurance will pay for the brothers’ claim and legal fees if the deed is upheld in court. While it may seem like such a scenario is unlikely, it can happen, and if it does happen to you, you’ll be glad you have title insurance.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore title company ready to provide you with the best experience possible in every capacity.

Tags: conflicting wills, home title deed, title claims, title insurance
Posted in Home Titles | Comments Off

Home Title Services in Baltimore City

Friday, October 25th, 2013

Confirming the validity of your home’s title in Baltimore City is especially important due the nature of home ownership in the city. Properties may have changed hands many times, and the transfer of the title may not have been dealt with properly during one or more of these exchanges. Not having your property properly titled can lead to a lot of legal issues, even if the error had nothing to do with you and everything to do with a previous owner. Titles are also one of the more complicated aspects of buying a property, and the fact that they exist only in the abstract can make them even more confusing. Let American Home Title Group help you title your home in Baltimore, so you can be sure that your properly is properly titled, and that the title is properly ensured. There’s a lot of things you need to concern yourself with when buying a home, but with us on your side, a title won’t be one of them.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore City title company ready to provide you with the best experience possible in every capacity.

As your Baltimore City title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Tags: Baltimore City Title Company, home title, title insurance
Posted in Home Titles | Comments Off

What Is Title Insurance?

Thursday, August 15th, 2013

Title insurance is part of the closing costs of buying a home that is sometimes unanticipated. However, it could prove to be a huge benefit to you in future. Here’s why.

Title insurance covers you in the event that any prior ownership of the property comes into question. This is because a title itself is not a physical piece of paper, it is a record of all previous ownerships and liens of the property. The deed on the other hand, is a physical document.

So why might you need insurance on something that doesn’t even physically exist? When you sign a contract to buy a house, the next step in the process involves pulling the records for the property and verifying that all previous lien and ownership documentation that have been filed are valid. The county recorder only verifies documents, he or she does not verify their validity.

Therefore, if any questionable documentation arises (e.g. if any liens are found to be invalid or if anyone who claimed to own the property was not actually a titleholder) during this period after you sign the contract called the title search, the burden of any payment (if required) will be on the insurance company and not you, if you have title insurance. If you do not have title insurance it will come out of your own pocket. While costs vary depending on the situation, this is an expense that many homeowners do not want to incur, and it can be easily avoided by having title insurance.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is ready to provide you with the best experience possible in every capacity.

American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to get started. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Source

http://www.tele-management.ca/2013/07/home-buyer-questions-what-is-title-insurance-and-is-it-worth-it/

Tags: home title insurance, liens, property ownership, title insurance
Posted in Home Titles | Comments Off

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