How Title Insurance Protects You From Conflicting Wills

November 14th, 2013

Last week we talked about how title insurance can protect you from real estate fraud. This week, we’ll discuss how home title insurance can protect you from conflicting wills.

 

When a property owner passes away, their will dictates who will receive the deed to the property. However, things can get misplaced or lost in the shuffle, and sometimes the title deed is unable to be found. In this example from Home Closing 101, a probate court gives the property from a late mother’s estate to one of her sons, who sells it. Later, the other son finds the deed in a drawer and files a claim on the property. Depending on how the court rules, the new owner of the house could be looking at serious financial damages. However, if the owners have title insurance, the insurance will pay for the brothers’ claim and legal fees if the deed is upheld in court. While it may seem like such a scenario is unlikely, it can happen, and if it does happen to you, you’ll be glad you have title insurance.

 

 

American Home Title Group

 

 

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Baltimore title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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The Importance of Title Insurance

November 7th, 2013

American Home Title Group can help you avoid legal potential problems with our extensive experience in the business. We’ll make sure your home is properly titled and insured, which is important for several reasons. Here’s one of them.

 

One example of real estate fraud is when a seller assumes the identity of a property owner and tries to sell the property. Let’s say you own a property in Baltimore but live in California, and haven’t visited Baltimore in some time. In this example from Home Closing 101, someone could easily look up the public records of Baltimore properties with out of town owners who have owned the properties for a long period of time. It would be easy to determine that they weren’t living there currently, and to forge the proper deeds, assume the property owner’s identity and sell the property to a buyer. Title insurance would protect you from this kind of real estate fraud, and ensure that the property remained in your hands.

 

home sales

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Howard County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

 

Source

 

http://www.homeclosing101.org/whyneed.cfm

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Get Your Home Titled in Howard County

November 1st, 2013

Buying a new home? Congratulations! Now it’s time for lots of paperwork. Buying a home is a very involved process, and no easy task. One of the things you’ll have to do after initiating the buying process is titling your home. In essence, a home title covers ownership of the land the property sits on. Having your home properly titled is important in order to avoid ownership disputes and potential legal issues. If you’re buying a home in Howard County, you can trust American Home Title Group to properly title your home, so you can enjoy your new homeownership.

 

home title options

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Howard County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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Home Title Services in Baltimore City

October 25th, 2013

Confirming the validity of your home’s title in Baltimore City is especially important due the nature of home ownership in the city. Properties may have changed hands many times, and the transfer of the title may not have been dealt with properly during one or more of these exchanges. Not having your property properly titled can lead to a lot of legal issues, even if the error had nothing to do with you and everything to do with a previous owner. Titles are also one of the more complicated aspects of buying a property, and the fact that they exist only in the abstract can make them even more confusing. Let American Home Title Group help you title your home in Baltimore, so you can be sure that your properly is properly titled, and that the title is properly ensured. There’s a lot of things you need to concern yourself with when buying a home, but with us on your side, a title won’t be one of them.

 

Baltimore home title company

 

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore City title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Baltimore City title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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Home Title Services in Anne Arundel County

October 17th, 2013

Buying a home is an exciting, laborious, and even confusing process. You may find yourself faced with choices that you hadn’t previously been aware that you would need to make. Titling a home is one of the most important parts in the process of buying a home, but it’s also a step that a lot of people are unfamiliar with and unsure as to its significance.

That’s why American Home Title Group is here to help guide you through the process. We’ve been doing this for more than 25 years, and our experience allows us to ensure that everything goes smoothly and that your home is properly titled. We’re your Anne Arundel County title company, and we’re looking forward to working with you.

 

Anne Arundel County title company

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Anne Arundel County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Anne Arundel County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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American Home Title Group: Your Baltimore County Title Company

October 11th, 2013

Do you need assistance with titling your home in Baltimore County? American Home Title Group knows that you have a choice to make. We believe that our experience and commitment to service makes us your best choice for a title company in Baltimore County.

 

We’ve been in the business for over 25 years, and that experience allows us to quickly and efficiently guide you through the home titling process. Our agents know what it takes to make sure your home titling goes smoothly. You can trust us to ensure that no issues will arise in the future, which can happen if not enough research is done on the history of the title and titleholders. We vet every title and its history completely, so you can have the peace of mind that comes from knowing your title has been properly accounted for. If you’re looking for a title company in Baltimore County, American Home title Group is the right choice.

 

Baltimore County title company

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore County title company ready to provide you with the best experience possible in every capacity.

 

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

 

As your Baltimore County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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Home Title Services in Baltimore

October 4th, 2013

Titling a home can be a difficult process. First of all there’s the issue of the title and the deed. Are they the same thing? Do they both exist on paper, or only in abstraction? What’s the best way to title your home? Second, there’s always concerns about improper titling under previous owners, and how this could affect your ownership of the property.

 

All in all, you don’t want to take any chances with the titling of your home. That’s why you should contact American Home Title Group for your Maryland home title needs. We have over 25 years of experience across the state helping people you sort out their home title needs. We’re your Baltimore Title Company. We also serve several other counties in the state, providing title services as well as a variety of other real estate services. We’re your Baltimore County title company, Anne Arundel County title company, and Howard County title company.

 

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

 

 

title deed

 

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is ready to provide you with the best experience possible in every capacity.

 

American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to get started. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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Home Sales Up In Baltimore

September 24th, 2013

More good news out of the Baltimore real estate market as the Baltimore Sun reports, “Sales of homes in metro Baltimore jumped nearly 17 percent in August from a year earlier.” According to the Sun, the median home price for homes sold in August was $252,000, which was 5 percent higher than in August 2012, and the highest level since 2008. In addition, for the past 5 consecutive months, the region saw double-digit percentage gains in sales and new listings.

 

However, August did see a slight dip in performance compared to July, as sales were down 6.7 percent and prices were down 4.6 percent. However, the dip isn’t altogether unexpected for this time of year. Corey Hart of RealEstate Business Intelligence was quoted in the Sun as saying that the July to August decreases are most likely due to seasonal market trends, as June and July typically see high sales numbers.

 

Counties in the Baltimore region also saw increases in year-over-year median sales prices, with the exception of Harford County, which saw a 4.3 percent decrease. Median sales prices in Howard County reached $400,100.

 

home sales

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is ready to provide you with the best experience possible in every capacity.

 

American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to get started. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

 

Source

 

http://articles.baltimoresun.com/2013-09-10/business/bs-bz-housing-20130910_1_august-sales-median-home-sales

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Refinancing Services from American Home Title Group

September 20th, 2013

If you’re looking to refinance, American Home Title Group is here to help you. Make no mistake, we provide excellent title services, but we also offer many other useful real estate services to residents across the state of Maryland.

 

Refinancing doesn’t have to be complicated. We’ll quote your our fees before the process begins so you know what you’re paying for up front. Then we’ll guide you through the process and make sure that you’re making the most of your refinancing opportunity. We’ve handled many refinances in our 25 years of experience, so we know how to make it work for you.

 

With American Home Title Group, you know that you’ll receive unparalleled customer service. We work quickly and efficiently so your refinance goes smoothly. When the time to sign the papers comes, we’ll have everything organized and ready to go.

 

If you’re looking for help in refinancing your home, remember that American Home Title Group is your Baltimore and Maryland source for all of your real estate needs. Contact us today to see how we can get you started on refinancing!

 

 

For Sale By Owner Assistance

 

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is ready to provide you with the best experience possible in every capacity.

 

American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to get started. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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The Advantages and Disadvantages of Joint Tenancy

September 12th, 2013

Joint tenancy is one option you have when titling your home. By choosing joint tenancy, two or more names are on the title, meaning that they all own the property.

 

Joint Tenancy is commonly used among spouses who want both of their names to be on the title. The main advantage of joint tenancy for spouses is its simplicity. If one spouse dies, the ownership of the property automatically passes to the surviving spouse. The spouse does not need to engage in court proceedings or obtain approval from a judge. He or she need only show a death certificate in order to obtain sole ownership of the property.

 

However, there are disadvantages to joint tenancy. It is especially dangerous when one or more of the parties involved has significant debt, as creditors may force that owner to sell the whole property in order to pay for the debt. Additionally, joint tenancy supersedes the deceased tenants will, meaning it could disinherit children or others, regardless of the wishes of the former tenant. Any party in a joint tenancy can also change their interest in the property to tenancy-in-common, and then transfer or sell this interest as they wish.

 

These disadvantages are the main reason why joint tenancy is more popular among married couples, as trust can be a big issue in this type of tenancy. American Home Title Group can advise you as to the best way to title your home and give you the peace of mind that comes with knowing your property is titled correctly.

 

American Home Title Group

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is ready to provide you with the best experience possible in every capacity.

 

American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to get started. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

 

Source

 

http://www.ethicalestateplanning.com/advantages-and-disadvantages-of-joint-tenancy/

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