Archive for March, 2014

Your Columbia Title Company

Friday, March 28th, 2014

Are you looking for a title company in Columbia? American Home Title Group is here for you. We’ve been providing homeowners and home buyers with title assistance for more than 25 years in Columbia, Howard County, and throughout Maryland. Here’s what you can expect when you work with us.

Accuracy

We strive for accuracy in all of our home title work, because we know that when it comes to title insurance and services, nothing less will suffice. You want the peace of mind that comes with knowing that your Columbia home’s title has been accounted for and verified, free of any liens or encumbrances. At American Home Title Group, this is what we deliver.

Coordination

Things move faster when everyone is in the loop and knows exactly what’s going on. That’s why we make sure we coordinate with all parties involved with your home’s title. After assembling all pertinent information and delivering an accurate estimate of the costs to you, we coordinate with the buyer, seller, lender, and real estate agent so everyone is informed. When it comes time to close, we’ll conduct the closing, assemble all necessary parties, issue title policies, record pertinent documents, and distribute funds as appropriate.

Experience

Our experience as a home title company means we know the workings the titling process in and out. We use this experience to work quickly and efficiently to title your home. For all your title needs, you can count on your Columbia title company, American Home Title Group.

 

Columbia title company

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Columbia title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

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Deed Preparation Service in Baltimore

Friday, March 21st, 2014

Transferring a property deed from one party to another may seem simple enough, but the many kinds of deeds that are available can make things more complicated. Different deeds need to be used in different situations, which we’ve discussed in several of our blogs. In addition, in order for the deed to be legally valid, it helps to have someone with experience in deed preparation on your side. That’s why American Home Title Group offers deed preparation service in Baltimore and the surrounding area.

 

We can provide you assistance with:

 

  • General warranty deeds
  • Special warranty deeds
  • Quitclaim deeds
  • Life Estate deeds
  • Personal Representative’s Deed
  • Confirmatory or Corrective Deed

 

Please contact us for more information on deed preparation in Baltimore.

 

deed preparation Baltimore

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

 

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The Difference Between Quitclaim Deeds and Gift Deeds

Friday, March 14th, 2014

Quitclaim deeds and gift deeds accomplish similar ends, but there are slight differences in the two that inform under what circumstances they should be used. In this week’s blog, we’ll discuss the differences between quitclaim and gift deeds, when they should be used, and their limitations.

Quitclaim Deeds

Quitclaim deeds can be used to transfer ownership of a property between two parties, with or without compensation. If there is a payment involved, it has to be noted on the deed, reported on federal tax returns, and sales tax will be assessed to the grantor. Quitclaim deeds are commonly used in a divorce as a way for one spouse to transfer his or her ownership of the property to the other. However, although the grantor transfers his or her ownership, quitclaim deeds “do not relieve the grantor from any debt or encumbrance on the property, including mortgage payments or tax liens. Neither do quitclaim deeds transfer ownership of any possessions on the property’s premises.”

Gift Deeds

Gift deeds are usually used when the sole owner of a property wants to transfer ownership to another party. This makes them common among relatives and friends. Gifting property has to be reported on federal tax returns. If there are any encumbrances on the home, the donor of the property is still financially responsible for them.

 

types of property deeds

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

 

Source

http://homeguides.sfgate.com/quitclaim-deed-vs-gift-deed-1494.html

 

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Tips for Selling Your Home By Owner

Friday, March 7th, 2014

Are you selling your home by owner? The good news is that you have plenty of tools at your disposal. Still, selling your home by owner, especially for the first time, can be a little overwhelming. This list of do’s and don’ts for FSBOs from forsalebyowner.com will help you stay on the right track when selling your home on your own.

Do

  • Use the internet. According to the National Association of Realtors, 93% of buyers start their home search online. Get your home on online listing sites to get the attention of these buyers.
  • Figure out how much time-on-market is costing you. If your price is too high and your house sits on the market, you’re slowly losing equity in your home. Adjusting your price can help bring in more offers.
  • Offer a commission to buyers’ agents. The traditional commission for buying and selling agents together is 6%, so offer the buyers agent 3% for his or her services.
  • Enlist the help of friends, family, and neighbors. Use your network to your advantage when selling your home. You never know who might come through for you.
  • Get help if you need it. For sale by owner assistance can help you with the process of selling your home on your own without an agent.

Don’t

  • Automatically assume you’re at a disadvantage to agents. When you first list your home, many agents will try to get you to list with them instead. You have almost all the tools available to you that they have, and they certainly don’t have secret lists of buyers. If they’re representing a buyer already, they may be trying to represent you as well to get both halves of the commission.
  • Add back the commission in the asking price. This is easy to spot and turns off buyers and agents.

 

for sale by owner assistance Baltimore County

 

 

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

 

Source

http://www.forsalebyowner.com/education/selling-your-home/the-basics/55-when-is-the-right-time-to-sell-my-home

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